Amalia Rowe

Income History

THE INCOME FLOOR METHOD · T01

Income History

Start with what actually happened.

Enter up to 12 months of income to create a simple snapshot of how your income has behaved over time.

BEFORE YOU START

Your income history gives you evidence to work with.

Irregular income can feel unpredictable when you look at one month at a time. Looking across several months makes the pattern easier to see.

Use actual income received where possible. If you do not have a full 12 months of history, enter the months you have and leave the others blank.

YOUR NUMBERS

Enter your monthly income.

Use the amount of income you want to analyze consistently across all months.

MONTH INCOME
January
$
February
$
March
$
April
$
May
$
June
$
July
$
August
$
September
$
October
$
November
$
December
$

YOUR SNAPSHOT

What does your income history show?

Months Entered

—

Months included in this snapshot.

Monthly Average

—

Average across the months entered.

Highest Month

—

Your strongest month entered.

Lowest Month

—

Your weakest month entered.

Income Variability Snapshot

Enter your monthly income above and calculate your snapshot to see the range between your highest and lowest months.

NEXT IN THE METHOD

T02 — Income Floor

Your average, highest month and lowest month are useful evidence, but none of them automatically becomes your Income Floor. The next step is to choose a practical income level to plan around deliberately.

T02 · INCOME FLOOR

This tool is provided for educational and informational purposes only. It does not constitute financial, investment, tax, accounting or legal advice. Your income history describes past results and does not predict future income.